Our services for Private individuals
Our sales team provides a wide range of services in the field of money and capital markets. With many years of experience, a wide range of products, favourable prices and, when required, investment advice, we can assist our clients in their successful trading activities.
Investment opportunities in the foreign exchange market are highly diverse: from simple conversion to forwards to options trading, almost any investor can find a product that suits their own risk appetite, market knowledge and trading style.
Spot deal
Buying and selling between two currencies, the settlement (value) date of which can be T (trade date), T+1 (first working day after the trade date), or T+2 (2nd working day after the trade date).FX Forward transaction
Buying and selling foreign currency at a specified price and amount at the moment of making a trade for a future date.Foreign exchange swap – FX swap
A currency swap can be understood as a combination of one spot and one forward (fx forward) transaction, or as two forwards transactions. A transaction that involves a spot sell/buy of a currency and a forward buy/sell of the same currency.
Plain vanilla options
The buyer of the option acquires a right, while the seller of the option undertakes to buy or sell foreign currency at a predetermined rate at a future date.
Exotic options
Exotic options differ from plain vanilla options in that they take effect or are terminated when a certain price level (barrier) is reached.
Option strategies
A strategy made up of multiple standalone, unique options transactions. Thanks to the numerous combinations that can be developed, the payout and risk profile of currency option strategies can be fully individualized.
A bond is a debt security. The issuer of the bond undertakes to pay the amount and the predetermined interest or other commissions on the amount of money specified in the bond, as well as any other services it undertakes, as well as the amount of money to the respective owner or holder of the bond at the time and in the manner specified.
Government securities
The objectives of the government securities issued by the Hungarian state include the financing of public finances and the management of public debt. A government bond has a maturity of more than 1 year, while a discount treasury note has a maturity of 1 year or less. Government securities are sold and bought at auctions and on the secondary market, usually over the counter.
Retail government securities are securities available to a specific group of investors that, in addition to low risk, provide higher yields than non-retail government bonds with similar maturities.
A wide range of domestic and foreign government securities are available under competitive conditions, and retail government securities can be subscribed and redeemed.
Corporate bonds
Debt securities issued by companies of various sizes and risk ratings. The main difference compared to government securities is the identity of the issuer and the resulting difference in the risk profile: the yield on corporate bonds is typically higher than the yield on government bonds, which is associated with their credit rating.
With our assistance, you can trade the bonds of several domestic and foreign issuers, and by studying our information materials, brochures, final terms and supplements thereto for each bond, and with the help of our staff, you can find the securities that best suit your investment goals.
The most important risks that exist for both government securities and corporate bonds include counterparty risk, exchange rate risk, liquidity risk, currency risk, etc.
A stock exchange is a public, centralized and organized market, a place where specific stock exchange products can be bought and sold by specific persons at a specified time according to strict procedural rules. On stock exchanges, various types of securities change hands, such as stocks, bonds, certificates, warrants, ETFs, etc.
Budapest Stock Exchange
Customers trading on the Budapest Stock Exchange can benefit from the performance of domestic companies in a transparent and cost-effective way. In addition to Hungarian shares, you can also trade certificates on BSE, as well as foreign shares on a forint basis, closed-end investment funds, bonds and futures contracts.
Foreign stock exchanges
With our help, you can access numerous stock exchanges around the world, from Europe and America to Asia. We accept orders from 8.00 a.m. to 8.00 p.m. seven days a week, adapting to the opening hours of European stock exchanges. We support your trading with competitive trade fees, fast execution, and expert assistance, for both long-term and short-term strategies.
ETFs (Exchange-Traded Funds)
ETFs (Exchange Traded Fund) are exchange-traded mutual funds that allow you to invest in stocks, bonds, commodities, indices, etc. of an entire sector or region by purchasing a single security. The advantage of ETFs is that they are generally cost-effective, transparent, and liquid, but it's important to study the disclosures carefully to understand what assets a particular ETF invests in, what investment policy it pursues, and how effectively it follows the benchmark.
On some exchanges, futures can also be traded. The price of these products depends on the future development of the price of a basic product (e.g. stock, stock index, commodity product, interest rate, bond, currency pair, etc.). We can take a position to manage both the risks of rising and falling exchange rates. We can trade futures with leverage.
Budapest Stock Exchange
Futures transactions can also be concluded for specific shares on the Budapest Stock Exchange, where leverage can also be used. In futures transactions, you can trade so-called contracts, which consist of the selling or buying of a specific number of shares at a specific time and at a specific price. The parameters of a futures transaction (value of a contract, maturity, trading rules, margin requirement, etc.) are standardized, ensuring a high degree of transparency. Futures transactions can be concluded with leverage, i.e. it is possible to take a position with a value higher than the value of the margin, in addition to placing the margin determined by the bank. At the same time, the use of leverage also poses a higher risk compared to transactions without leverage, as in the former case the investor may suffer a loss on the given transaction that is greater than the capital.
Index futures
Clients can trade on a variety of stock indices in index futures from BUX to the S&P500 and the DAX. In stock index futures products, you can take both long and short (sell) positions and use leverage.
Commodity futures
Commodity futures are capital market instruments that track the price movements of a commodity raw materials or commodities. In commodity futures contracts, both long and short positions can be taken and leverage can be used. Commodity futures products include precious metals (gold, silver, platinum palladium), base metals (copper, lead, nickel), energy products (oil, natural gas), grains (wheat, rapeseed, barley, soy, sunflower) and so-called soft commodities (coffee, cocoa, orange juice, cotton, livestock, etc.).
Structured investments are products for which the payment during or upon maturity depends on the price of an underlying asset (foreign currency, commodity, stock, index, etc.).
Dual-currency structured investment (DCI)
This allows you to attain returns in excess of the deposit rates if you assume the risk that the invested capital may be converted at a predetermined rate upon the maturity of the transaction.
In order to understand the operation, specifics and risks of the product, it is absolutely necessary to carefully study the relevant product information and investor information.
Structured note
A structured note is a security with a price that follows the price of an underlying product or index. This type of security was not issued under the Hungarian legal system and was not admitted to trading on a regulated market.
Its yield depends on the price evolution of the underlying product or index, and the value of the note is determined by the issuer of the security on the basis of a predetermined calculation methodology.
How to become our client?
If you are not already our client
Call our colleagues at plusz+36 1 298 4912.
If you are a private banking client
Contact your private banking advisor or call our colleagues on plusz+36 1 298 4912.
Zsigmond Csillag
Head of Department
Frigyes Soós
Sales
Budapest
Balázs Péntek
Sales
North Transdanubia region and Budapest
Botond Varga
Sales
South Transdanubia region and Budapest
Tamás Szabó
Sales
Northeast region and Budapest
Csaba Szemán
Deputy Head of Department
Southern Great Plain region and Budapest
Krisztián Tóth
Sales
Budapest
Ottó Izbéki
Sales
Equity Specialist
Sándor Andrási
Sales
Equity Specialist
Bálint Torda
Sales
Equity Specialist
Useful documents
These documents in English language to the person concerned
shall be for information purposes only. OTP Bank Plc shall fulfil its obligations imposed by the
legal regulations or requirement of supervisory authority by the documents in
Hungarian language.
In the
event of any discrepancy between the English language and Hungarian language
versions, the Hungarian language version shall prevail.
Information on the suspension of the market making obligation (available only in Hungarian)
Cross-Currency Interest rate swap
Dual currency structured investment
Forward deal in precious metals (gold and silver) transaction
Long-Term Investment Account T+3 FORWARD
Stock exchange spot transaction
Securities Lending Transaction
Senior Preferred Debt Securities Qualifying as Eligible Liabilities issued by OTP Bank plc
Notice on the uEMIR Notice se of LEI CODES
Disclosure of information pursuant to Article 11 (11) of the EMIR Regulation
Information for Clients on MiFID
Global Markets ex-ante cost transparency information (available only in Hungarian)
Systematic internaliser - quotes
Notice on the use of LEI CODES
Direct and indirect clearing services in respect of certain derivative transactions announcement
Notice - on the impacts of the pandemic emergency on the money and capital markets
Terms and conditions
Announcements
