Government Securities
Flexible and secure investment solutions
Whether you have short-, medium or long-term plans, OTP Bank offers you a wide range of savings options to help you achieve your goals. Government securities are safe, low-risk savings products that pay a predictable return and are easy to access if you need to withdraw your investment early.
What you need to know about government securities
Secure
Government securities are among the safest forms of investments because the amount invested and the interest are guaranteed by the state.
Hold their value
They provide higher returns than savings deposits and current accounts.
They provide higher returns than savings deposits and current accounts
You do not have to pay personal income tax (interest tax) or social contribution on the interest received on government securities issued after 1 June 2019 and targeted to retail investors.
Flexible access
If you need to access the money you had invested before maturity, you can sell some or all of your government securities at the daily purchase price.
Which government securities are available at OTP Bank?
Fix Hungarian Government Security
- Term: 3 years
- Basic denomination: HUF 1
- Interest rate: fixed
Hungarian Government Bond
- Term: 3, 5, 7, 10, 15 and 20 years
- Basic denomination: HUF 10,000
- Interest rate: fixed or variable
Premium Hungarian Government Security
- Term: different for each series
- Basic denomination: HUF 1
- Interest rate: variable
Bonus Hungarian Government Security
- Term: different for each series
- Basic denomination: HUF 1
- Interest rate: variable
Hungarian Government Security Plus
- Term: 5 years
- Basic denomination: HUF 1
- Interest rate: fixed, tiered
Discount Treasury Bill
- Term: 3, 6 and 12 months
- Basic denomination: HUF 10,000
- The yield is the difference between the nominal value and the purchase price
How to use it
Book an appointment to an OTP Bank branch
Book your appointment at the branch nearest to you.
Terms and conditions
Announcements
Other information
On the following homepages and on the homepage of the Issuer you could gather public information about the securities:
- OTP Fund Management
- OTP Funds portfolio report
- OTP Mortgages
- OTP Real Estate Fund
- Hungarian State Debt Management Agency/Államadósság Kezelő Központ (ÁKK)
- Hungarian National Bank/Magyar Nemzeti Bank (MNB)
- Budapest Stock Exchange/Budapesti Értéktőzsde (BÉT)
- Hungarian National Bank publications
- KELER Central Depository Ltd./KELER Központi Értéktár Zrt.
